Security in an Uncertain Financial World
Watching markets rise and fall daily is anxiety inducing, and completely unnecessary. The majority of active investment managers struggle to match a major stock market index, and by trading frequently in a futile attempt outsmart other investors, they often leave their clients saddled with (a) less-than-ideal portfolios, and (b) sky-high fees and costs, which only further erode real returns.
So if the traditional active management model doesn't work well, and individuals seem to make even poorer investment choices then their brokers, what's one to do? David puzzled over this for a decade as he analyzed hundreds of client portfolios. After immersing himself in the discipline of asset class investing, he recognized that he had finally found an academically-based, data-driven, and market-tested approach that has produced startling results for decades. While the academic rigor behind asset class investing is intriguing -- who doesn't like the sound of a Nobel Prize in Economics? -- it is the highly successful real-world application of the concept that makes it so appealing to our clients.
A Thoughtful Legacy
While beneficiaries certainly appreciate thoughtful bequests, one of the greatest gifts an individual can leave to his or her loved ones is an organized estate. With a carefully constructed revocable living trust and other standard estate planning documents, the simplicity of settling an estate can be startling. In the absence of a well-designed estate plan, the process of settling an estate can turn into a nightmare. Grieving the loss of a loved one is certainly stressful enough. Trying to manage a probate proceeding and make sense of a disorganized estate not only consumes precious time and resources, it also exacerbates the emotional strain of the process.
In his capacity as an experienced attorney, David enjoys helping clients establish and maintain a sensible estate plan by drafting the required documents. As the investment manager for our clients, we can easily take any required steps to ensure that a revocable living trust is funded properly and probate avoided.
If you think that we might be a good fit for your wealth management needs, please feel free to schedule a consultation.